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Aadhaar seeding: 40 co-op. loan accounts have data mismatch
The Hindu, December 05, 2018


BENGALURU: These will now have to be physically verified to identify the right beneficiary

The government, which is in the process of identifying beneficiaries for the loan waiver scheme, now has a huge task on hand. For, 40% of about 16.71 lakh loan accounts in the cooperative sector were found to have mismatch of information during the Aadhaar seeding, which has been made mandatory.

Of the total 20.38 lakh accounts in 5,400 primary agriculture cooperative societies (PACS) in the cooperative sector across the State, 18.71 lakh account holders have been identified to be eligible for the waiver scheme. Of these, 16.71 lakh account holders have provided details. The waiver scheme for the cooperative sector is pegged at Rs. 9,448 crore.

“But there has been mismatch of information provided by about 40% of the account holders. This could be owing to different spellings or full names or addresses not matching between the records with the department and the Aadhaar details provided. The rectification of this mismatch will be taken up through field visits so as to identify the right beneficiary,” Cooperation Minister Bandeppa Kashempur told The Hindu .

When asked about the time-consuming process, he acknowledged that it is going to be slow but a sure process. He, however, said that the ground verification was important since they had come across many instances where fake accounts had been created by secretaries of PACS. Sources in the department said that the information mismatch will not affect the scheme much since the money for the loan waiver is released according to a fixed monthly schedule, and there will be enough time to complete the verification process.


Rs. 800 crore released

While the Cooperation Department has sought Rs. 1,300 crore towards loan waiver for months between July and October, Mr. Kashempur said that Rs. 800 crore has been released already. “The fund release from the government is linked to the loan due dates. The loan waiver scheme will be in force till next July and we are expecting funding from the government to go up between February and June 2019,” he said.

According to data provided by the department, Rs. 6,913 crore loans of the total Rs. 9448 crore have due dates between April and July 2019, which is when the monthly release from the government will be very high, while the first eight months in the loan waiver period will see a dole of Rs. 2,535 crore from the government.

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