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ATM Card Killer This new banking facility will allow you forget the Debit Card
Zee Business, March 17, 2019

Thanks to technology, you can withdraw money from an ATM without an ATM/Debit card! Such facility has been introduced recently by India's largest lender State Bank of India (SBI). With the banks YONO Cash facility, you can make cardless cash withdrawal from the bank's ATM. The largest lender claims YONO as "India’s first integrated Omni-channel banking & lifestyle platform ". YONO Cash for cardless withdrawal of cash will work at over 16,500 SBI ATMs across the country.

With the launch of YONO Cas, SBI has become the first bank to offer such a service in the industry.

In an official release, SBI had said on Friday, "The ATMs enabled for this service will also be termed as YONO Cash Point. The bank expects YONO Cash to up the ante on customer delight by virtue of its security feature and the convenience of cardless cash withdrawals."

"Customers can initiate the cash withdrawal process on the YONO app and set a six digit YONO Cash pin for the transaction. They will also get a six digit reference number for the transaction on their registered mobile number via SMS. The cash withdrawal has to be completed within the next 30 minutes at the nearest YONO Cash point using both PIN and the reference number received," SBI said.

Rajnish Kumar, Chairman, SBI said, “YONO Cash is yet another step by the bank towards our goal of maximizing convenience and enhancing banking experience for our customers. The initiative will also address their concern of using debit card at the ATMs for cash withdrawals by eliminating possible risk associated with it. This feature on YONO is designed to help its users withdraw cash without a physical debit card.

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